Standing by homeowners where they need us most

We have the knowledge, experience, and confidence to insure homes in high hazard areas, including California and the Atlantic and Gulf coasts.

When other insurers walk away from complex risks, we step in—especially when that risk is someone’s home. Our underwriters consider each risk individually, and loss mitigation experts help homeowners prevent losses so they can continue to live in the places they love.

Coverages

Focused On

• California homeowners, with particular expertise in wildfire regions

• High value homes nationwide, including vacation homes and short term rentals

• Homeowners in the Northeast, Gulf Region and Hawaii, with particular expertise in coastal properties