Applied Underwriters, Inc., Official Contest Rules

These Applied Underwriters Inc. Official Contest Rules apply to each Promotional Sales Contest (the "Promotion") held by Applied Underwriters, Inc. ("Company") as listed on the company's Contest Schedule (the
"Contest Schedule").

For each Promotion, beginning at 12:00 AM PDT on the Promotion Start Date, as listed on the Contest Schedule, through 11:59 PM PDT on the Promotion End Date, also listed on the Contest Schedule, (the "Promotion Period"), submit via email or fax new business submissions with an effective date within the Quotation Effective Period, also listed on the Contest Schedule, to the Company for SolutionOne®. Only complete bona fide submissions, as determined exclusively by the Company in its absolute sole discretion, will be valid. For prizes requiring deals to be closed, the deals must be closed by the Promotion End Date in order to be considered valid.

Prizes are awarded to quote and deal counts by individual producer, not agency. Qualifying participants are limited to one prize per category. For those categories requiring a count of quotes per month, quotes must be sent by 11:59 PM PDT on the last day of each month during the Promotion Period. Each category is determined as listed on the Company’s Official Contest Prizes and Categories ("Official Contest Prizes and Categories"). Qualifying participants can choose a specific category prize if they meet the category award standards, but only one prize per category will be awarded. The Official Contest Prizes and Categories shall govern if there is a conflict between it and any advertising material. Qualifying participants must be at least 21 years of age if an alcoholic beverage is chosen as a prize.

For prizes with options (size, color, right/left-handed, flavor, etc.), qualifying participants will work directly with their Company Sales Representative to determine a selection. All prizes will be shipped at the Company’s expense. Prizes will only ship to a physical address, no P.O. Box delivery. For all alcoholic beverage shipments, someone 21 years of age or older must be available to sign for the shipment. No transfer, assignment or substitution of a prize is permitted. The Company reserves the right to substitute a prize for an item of equal or greater value in the event an advertised prize is unavailable. Allow up to six weeks for delivery after the confirmation of the award.

The awarding of prizes shall be final, binding, and conclusively decided by the Company in all matters relating to this Promotion, including without limitation qualification for a prize. By participating in this Promotion, entrant agrees to abide by these Applied Underwriters, Inc., Official Contest Rules, which are a contract without limitation and a limitation of your rights and remedies as detailed herein. This Promotion is void where prohibited by law.

Except where prohibited, each entrant and/or qualifying participant agrees that: (1) any and all disputes, claims and causes of action arising out of or connected with this Promotion or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by arbitration with the American Arbitration Association ("AAA") held in a location reasonably convenient to entrant/qualifying participant by a sole arbitrator pursuant to the applicable rules and procedures established by AAA; this arbitration agreement is made pursuant to a transaction involving interstate commerce and shall be governed by the Federal Arbitration Act 9 U.S.C. §§1-16; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, but in no event will attorneys’ fees be awarded; and (3) no punitive, incidental, special, consequential or other damages, including without limitation lost profits may be awarded (collectively, "Special Damages"); and (4) entrant and/or qualifying participant hereby waives all rights to claim Special Damages and all rights to have such damages multiplied or increased.

Prizes not claimed or that are forfeited will not be awarded. All incurred
taxes (federal, state, or local) on or connected with any prize, and the
reporting consequences hereof, are the sole responsibility of each
qualifying participant.

None of the prize manufacturers or retailers are sponsors of this Promotion including, but not limited to: Coravin System®, Girard Artistry, Le Creuset®, Leupold®, Metrokane®, Scotty Cameron®, SkyCaddie®, TaylorMade®, Titleist®, USGA®, Vacu Vin®, Vinturi® and Windsor Vineyards.

The Company reserves the right, its absolute sole discretion, without prior notice and at any time, to terminate the Promotion, in whole or in part,
and to modify and/or suspend these Applied Underwriters, Inc., Official Contest Rules.

Applied Underwriters, Inc., and SolutionOne are registered trademarks of Applied Underwriters, Inc.



Applied Underwriters, Inc., Official Contest Schedule

Name of Promotion Promotion Start Date Promotion End Date Quotation
Effective Period
Mighty Big Harvest® 2014 7/1/14 11/30/14 8/24/14 to 11/14/14
Great Golf Giveaway® 2015 4/1/15 8/31/15 5/24/15 to 8/14/15


Applied Underwriters, Inc., Official Contest Prizes & Categories

MIGHTY BIG HARVEST® 2014

Available prizes for the Mighty Big Harvest® 2014:

PREMIUM

Windsor Brut Rose Sparkling, Sonoma County, Platinum Series

2013 Windsor Sauvignon Blanc, North Coast, Private Reserve

2012 Windsor Pinot Grigio, Sonoma County, Private Reserve

2012 Windsor Chardonnay, Sonoma County, Barrel Fermented, Private Reserve

2011 Windsor Pinot Noir, Sonoma County, Private Reserve

2011 Windsor Merlot, Sonoma County, Private Reserve

2011 Windsor Cabernet Sauvignon, Sonoma County, Private Reserve

2012 Windsor Sangiovese, California, Private Reserve


ULTRA PREMIUM

Windsor Blanc de Blanc Sparkling, Sonoma County, Platinum Series

2012 Windsor Chardonnay, Evelyn Parrish Vineyards,

Russian River Valley, Platinum Series

2012 Windsor Pinot Noir, Russian River Valley, Platinum Series

2011 Girard Artistry, Bordeaux Blend, Napa Valley

2011 Windsor Merlot, Alexander Valley, Platinum Series

2011 Windsor Meritage, Sonoma County, Platinum Series

2012 Windsor Zinfandel, Dry Creek Valley, Platinum Series

2012 Windsor Cabernet Sauvignon, Alexander Valley, Platinum Series


Connoisseur (those already doing business with us)

Category Category Name Requirement Prize
1 Connoisseur 1 3 Total Quotes 2 bottles of Premium Level wine + a Le Creuset® waiter's corkscrew
2 Connoisseur 2 1 Quote per Month in September, October & November 2 bottles of Premium Level wine + a Vinturi® deluxe wine aerator set
3 Connoisseur 3 6 Total Quotes 6 bottles of Premium Level wine
4 Connoisseur 4 2 Quotes per Month in September, October & November 6 bottles of Premium Level wine + a Vinturi® deluxe wine aerator set + a Le Creuset® waiter's corkscrew
5 Connoisseur 5 10+ Total Quotes 12 bottles of Premium Level wine
6 Connoisseur 6 Close 1 Deal A Vinturi® deluxe wine aerator set + choice of 12 bottles of Premium Level wine -or- 6 bottles of Ultra Premium Level wine
7 Connoisseur 7 Close 2 Deals A six-bottle touchscreen wine refrigerator + choice of 24 bottles of Premium Level wine -or- 12 bottles of Ultra Premium Level wine
8 Connoisseur 8 Close 4 Deals A Vinturi® deluxe wine aerator set + a Vacu Vin® wine saver pump + choice of 5 cases of Premium Level wine -or- 3 cases of Ultra Premium Level wine
9 Connoisseur 9 Close 8 Deals 8 cases of Ultra Premium Level wine + the Coravin System® + a six-bottle touchscreen wine refrigerator + a personalized etched magnum bottle of Girard Artistry

Novice (those working with us for the first time)

Category Category Name Requirement Prize
10 Novice 1 Get Your 1st Quote 1 bottle of Premium Level wine
11 Novice 2 Close Your 1st Deal A Metrokane® Rabbit® corkscrew and Vacu Vin® wine saver pump
set + choice of 12 bottles of Premium Level wine -or- 6 bottles of Ultra Premium Level wine

Tradeshow

Category Category Name Requirement Prize
12 Trade Show 1 Valid Redemption Code and 1 Quote
*Limited to one per agent per year
1 bottle of Premium Level wine

GREAT GOLF GIVEAWAY® 2014

Available prizes for the Great Golf Giveaway® 2014:

Dozen Titleist® Pro V1® golf balls

Titleist® Vokey Design® Spin Milled® 5 wedge

Titleist® Lightweight Stand Bag

TaylorMade® JetSpeed® Rescue™ (hybrid)

TaylorMade® SLDR® Rescue™ (hybrid)

Titleist® 913H hybrid

TaylorMade® JetSpeed® fairway

TaylorMade® SLDR® fairway

Titleist® 913F fairway

Scotty Cameron® putter

TaylorMade® JetSpeed® driver

TaylorMade® SLDR® driver

Titleist® 913D driver

Titleist® AP1® 3-PW graphite irons

TaylorMade® SpeedBlade® 3-PW graphite irons

SkyCaddie® TOUCH

Leupold® GX®-3i2 rangefinder

Leupold® GX®-4i2 rangefinder

USGA® membership for one year

$750 worth of golf lessons


View Prize Levels

Pro Course (those already doing business with us)

Category Category Name Requirement Prize
1 Pro 1 3 Quotes a dozen Titleist® Pro V1® golf balls
2 Pro 2 6 Quotes Titleist® Vokey Design® Spin Milled® 5 wedge
3 Pro 3 At least 1 Quotes Each Month During the Quotation Effective Period Titleist® Vokey Design® Spin Milled® 5 wedge + a dozen Titleist® Pro V1® golf balls
4 Pro 4 At least 2 Quotes each month during the Quotation Effective Period choice of TaylorMade® JetSpeed® Rescue™ hybrid or Titleist® Lightweight Stand Bag
5 Pro 5 10+ Quotes choice of fairway (TaylorMade® JetSpeed® or TaylorMade® SLDR® or Titleist® 913H)
6 Pro 6 Close 1 Deal choice of TaylorMade® JetSpeed® driver or Scotty Cameron® putter
7 Pro 7 Close 2 Deals choice of one of the following two prize packages:

DRIVER & HYBRID PACKAGE:
choice of driver (TaylorMade® JetSpeed® or TaylorMade® SLDR® or Titleist® 913D) + choice of hybrid (TaylorMade® JetSpeed® or TaylorMade® SLDR® or Titleist® 913H)

- OR -

"STOCK YOUR CART" PACKAGE:
choice of rangefinder (Leupold® GX®-3i2 or SkyCaddie® TOUCH) + embroidered Titleist® Lightweight Stand Bag + a dozen Titleist® Pro V1® golf balls
8 Pro 8 Close 4 Deals choice of one of the following two prize packages:

"LONG GAME, SHORT GAME" PACKAGE:
choice of 3-PW graphite irons (TaylorMade® SpeedBlade® or Titleist® AP1®) + choice of driver (TaylorMade® JetSpeed® or TaylorMade® SLDR® or Titleist® 913D)

- OR -

"EVERYTHING BUT THE IRONS" PACKAGE:
choice of driver (TaylorMade® JetSpeed® or TaylorMade® SLDR® or Titleist® 913D) + choice of hybrid (TaylorMade® JetSpeed® or TaylorMade® SLDR® or Titleist® 913H) + choice of fairway (TaylorMade® JetSpeed® or TaylorMade® SLDR® or Titleist® 913F) + Scotty Cameron® putter + Titleist® Vokey Design® Spin Milled® 5 wedge
9 Pro 9 Close 8 Deals choice of one of the following two prize packages:

"PLAY LIKE A PRO" PACKAGE:
$750 worth of golf lessons + TaylorMade® SpeedBlade® graphite 3-PW irons + choice of rangefinder (Leupold® GX®-3i2 or SkyCaddie® TOUCH) + TaylorMade® SLDR® driver + TaylorMade® SLDR® fairway + TaylorMade® SLDR® Rescue™ (hybrid) + Titleist® Lightweight Stand Bag + Scotty Cameron® putter + Titleist® Vokey Design® Spin Milled® 5 wedge + a dozen Titleist® Pro V1® golf balls

- OR -

"TITLEIST TRIED & TRUE" PACKAGE:
$750 worth of golf lessons + Titleist® AP1® graphite 3-PW irons + Leupold® GX®-4i2 rangefinder + Titleist® 913D driver + Titleist® 913F fairway + Titleist® 913H hybrid + Titleist® Lightweight Stand Bag + Scotty Cameron® putter + Titleist® Vokey Design® Spin Milled® 5 wedge + a dozen Titleist® Pro V1® golf balls

Beginner Course (those working with us for the first time)

Category Category Name Requirement Prize
10 Beginner 1 Get Your 1st Quote one-year USGA® membership
11 Beginner 2 Close Your 1st Deal choice of TaylorMade® JetSpeed® driver or Scotty Cameron® putter