Hardworking Solutions for Small & Mid-sized Businesses.
Traditional insurance companies have historically been slow to innovate. This has never been the case for Applied Underwriters. Our success stems from our unique approach to combining financial and business services with workers' compensation coverage. It's a path that has allowed us to double in customers and revenue since our inception in the early 1990s. With thousands of loyal customers across the nation, we're proud to have one of the highest customer retention rates in the industry - over 90 percent. We believe this retention rate is the result of our sensible approach to the many facets of our business:
  • Rock-Solid Financial Strength.
    Our insurance carriers are rated 'A' (excellent) by A.M. Best Company and we are part of the Berkshire Hathaway family of companies. We're in it for the long haul.
  • Superiority at every turn.
    We centralize all of our operations, which means we never outsource. This ensures that every service we provide is done in the Applied Underwriters way - with a commitment to excellence.

Our Company
The St. Bernard
Our Insurance Carriers